CAR INSURANCE
Drive with Confidence Protect What Moves You
Comprehensive car insurance solutions to keep you, your family and your vehicle protected on every journey.
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Your Safety
Your Vehicle
Your Family
Your Peace of Mind
WHY IS CAR INSURANCE IMPORTANT?
Accidents, theft, natural disasters or unexpected repairs can happen anytime. Car insurance helps you manage the financial impact and keeps you worry-free.
Covers repair costs after an accident
Protection against theft and vandalism
Coverage for natural disasters
Third-party liability protection
Helps you avoid high out-of-pocket expenses
Ensures a safe and hassle-free driving experience
KEY COVERAGES IN A CAR INSURANCE POLICY
A comprehensive car insurance policy typically includes the following covers. These help protect your car, you and others on the road.
Own Damage (OD) Cover
Protects your own vehicle against loss or damages resulting from accidents, natural calamities, fire, explosions, theft, or transit.
Third-Party Liability Cover
A mandatory legal cover safeguarding you against financial liabilities towards third-party damages, bodily injuries, or accidental death.
Personal Accident Cover
Provides fixed compensation for the owner-driver in the unfortunate event of accidental death or permanent total disability.
Add-on Covers
Enhance your basic policy with optional add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, and Return to Invoice.
EV SHIELD
Complete Protection for Your EV
EV Shield offers specialised coverage for electric cars with protection for battery, motor, charger and more.
Key Benefits
- Battery Cover
- Motor Cover
- Charger Cover
- EV Specific Protection
SMART DECISION GUIDE
THINGS TO CHECK BEFORE BUYING CAR INSURANCE
Choose the right IDV
Check key add-on covers
Understand claim process
Compare multiple insurers
Check exclusions & limits
Get the Right Car Insurance with Expert Guidance
Tell us about your car and your needs. We’ll help you compare options and choose a plan that fits you best.
IMPORTANT ADD-ON COVERS YOU SHOULD CONSIDER
These add-on covers give you broader protection and help reduce your out-of-pocket expenses at the time of claim.
Zero Depreciation
Avoid out-of-pocket repair costs by getting the full claim value without factoring in asset depreciation.
Return to Invoice
Recover the complete original invoice value of your car, including registration fees and taxes, in case of total loss.
Consumables Cover
Reimburse the costs of engine oil, lubricants, nuts, bolts, washers, and filters during accidental repairs.
Tyres Cover
Protection against accidental tyre damage, bursts, bulges, and cuts, facilitating hassle-free replacement.
Roadside Assistance
24/7 on-road support, including emergency towing, battery jumpstart, flat tyre replacement, and fuel delivery.
Battery Cover
Comprehensive financial protection covering repair or replacement of EV or traditional car batteries.
Motor Cover
Guards against electric motor failures, water ingression damages, and short circuit breakdowns.
Charger Cover
Insures external EV wallbox installations and home-charging cables against accidental physical damages.
Rim Protector
Safeguards custom wheels & alloy rims from expensive aesthetic and structural curb-scratch damages.
Loss of Personal Belongings
Get reimbursed for laptops, mobile phones, or luggage lost during transport or theft from a locked cabin.
Key Protect Cover
Covers lock replacement expenses and high-tech electronic smart key fob replacements.